Your Duty When Organising Insurance Cover
It is important to know your duty of misrepresentation/duty of disclosure
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Your Duty of Disclosure
​I must remind you of your duty of disclosure. When answering questions, you must be honest and tell us anything a reasonable person would include. Your insurance company may reduce or refuse a claim or cancel the policy if you have failed your duty of disclosure.
Important Information
You must answer our questions, honestly, accurately and to the best of your knowledge. A misrepresentation is an answer that is false, misleading, inaccurate, incomplete or dishonest.
If you do not meet the above duty, your insurer may reject or not fully pay your claim or cancel your policy.
If you make a misrepresentation that is deliberate or reckless, Your Insurer may cancel your policy and deny a claim.
Your Duty of Misrepresentation
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